The Financial Times - December 2016

Here at Talent Insurance & Financial Solutions, we get insights and inspirations from a number of sources, and we want to share those with you. Here are a few of our favorite December 2016 articles.

It’s Nearly New Year’s Eve, But You Can Still Lower 2016 Taxes
The clock is ticking on taking advantage of tax breaks for 2016. From managing capital gains to charitable giving, financial advisors point to a range of tax strategies that can help reduce the amount you fork over to Uncle Sam.

Mandatory IRA Distributions: Avoid These 3 Common Mistakes
It’s hard to break a habit after 30 or 40 years isn’t it? Well, if you’ve been contributing to an IRA, 401K, 403B, or TSP you’ve created a multi-decade healthy habit of saving, but when you turn 70 1/2 or older, it’s time to break that habit. Think of it as a IRA contribution cessation program compliments of the IRS.

Here’s How Much You Should Be Investing By Your 30s
In your 30s, you’ve (hopefully) started to check off important financial milestones: You’re paying down debt, you have an emergency fund, and you’re making monthly contributions to your 401(k). And if you haven’t already, you also want to start investing. But how much should you contribute?

3 Health Insurance Rules You Should Know By Heart
Unexpected healthcare costs can drive even financially comfortable families into bankruptcy. As a result, it’s essential for people to get the health insurance coverage they need to protect against that level of risk.


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